Products & Services

Eligibility (Target Market): Existing OFs, OFWs, Beneficiaries Account Holders

PDIC Insurance: Php1,000,000.00 (maximum deposit insurance per depositor)

Interest Rate and its ADB Range

• (0.05%) 50,000 - 499,999.99
• (1.00%) 500,000.00 - 999,999.99
• (2.00%) 1,000,000.00 - 2,999,999.99
• (2.50%) 3,000,000.00 - 4,999,999.99
• (3.00%) 5,000,000.00 - 6,999,999.99
• (3.50%) 7,000,000.00 - 8,999,999.99
• (3.75%)9,000,000.00 - 9,999,999.99
• (4.00%) 10,000,000.00 and up

Service Fee for Falling Below Minimum ADB: Php 200.00 per month

Closing Fee: Php 300.00 (for accounts closed within 30 calendar days from opening date)

Dormancy Fee: Php 30 per month

Allowed Number of Deposits per Month: Unlimited

Allowed Number of Fund Transfers/Withdrawals per Month:

• MBA: No limit (follows regular thresholds for online transactions per day)
• ATM: No limit (follows regular thresholds for ATM transactions per day)

Interest Computation: Daily, provided the account meets the required daily balance

Manner of Interest Payment: Monthly, accumulated interest rate shall be credited at the end of each reference month

Taxes: 20% withholding tax on interest

Documentary Stamp Tax (DST): None

E-Banking Facility:

1. Account Opening thru MBA (POST LOGIN)
2. Balance Inquiry
3. Viewing of Transaction History
4. Fund Transfer
5. Bills Payment
6. Client-initiated scheduled automatic crediting of funds via iAccess